AG resolves credit freeze law violation

IL Staff
December 10, 2008
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Equifax Information Services, one of the three national credit reporting agencies, has agreed to pay $65,000 to resolve allegations that it failed to comply with Indiana's credit freeze law, Indiana Attorney General Steve Carter said yesterday.

The state's credit freeze law took effect Sept. 1, 2007, and requires credit reporting agencies to place a "freeze" or hold on an individual's credit report within five business days of receiving a written request. The law also requires that reporting agencies give individuals a personal identification number that can be used to temporarily lift the freeze and a confirmation letter within 10 days of receiving the request.

Equifax allegedly failed to place security freezes and issue freeze confirmations and PINS within the law's timeframes. Under the consent judgment, Equifax has agreed to comply with Indiana's law and pay $65,000 to the attorney general's Consumer Protection Fund.


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  1. Freedom From Religion Foundation: If you really want to be free from religion, don't go to the Christmas Play or the Christmas Pageant or the Christmas Parade. Anything with "Christ" or Saint...fill in the blank...would be off limits to you. Then leave the rest of us ALONE!

  2. So the prosecutor made an error and the defendants get a full remedy. Just one short paragraph to undo the harm of the erroneous prosecution. Wow. Just wow.

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  5. It was all that kept us from tyranny. So sad that so few among the elite cared enough to guard the sacred trust. Nobody has a more sacred obligation to obey the law than those who make the law. Sophocles No man is above the law and no man is below it; nor do we ask any man's permission when we ask him to obey it. Obedience to the law is demanded as a right; not asked as a favor. Theodore Roosevelt That was the ideal ... here is the Hoosier reality: The King can do no wrong. Legal maxim From the Latin 'Rex non potest peccare'. When the President does it, that means that it is not illegal. Richard Nixon