Attorney must pay credit card company

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An Illinois attorney has lost his appeal in his fight against a credit card company seeking to collect money owed on a Discover card.

Max Bonecutter, who is a member of the Illinois bar, but not Indiana’s bar, challenged a small claims judgment entered of $4,569.17 and court costs in favor of Discover Bank in LaPorte Superior Court. Bonecutter had fought the claim and moved to dismiss it. He did not respond to multiple requests for discovery from Discover for more than a year. The case eventually went to trial after denying motions for summary judgment by both parties, and the trial court granted judgment in favor of Discover and against Bonecutter.

In Max H. Bonecutter v. Discover Bank, No. 46A04-1009-SC-598, Bonecutter made three arguments to the Indiana Court of Appeals – that the court erred in denying his motion to dismiss under Indiana Trial Rule 41(E) for failure to prosecute; the evidence was insufficient to show the formation or breach of an agreement; and his due process rights were violated.

Bonecutter claimed that Discover’s attorney didn’t take any action in the case for more than a year, so the matter should have been dismissed. But there’s no history of an egregious pattern of deliberate delay on the part of Discover, and Bonecutter didn’t ask for the trial court’s assistance in resolving the matter before filing his motion to dismiss.

“Further, dismissal under the circumstances would run counter to Indiana’s oft-stated policy of having cases decided on their merits whenever possible. The record does not show that the requirements for dismissal for failure to prosecute as set forth in Rule 41(E) were satisfied,” wrote Judge Elaine Brown.

Bonecutter argued that he couldn’t determine if it was his signature on the application document because Discover provided only a copy of it, and that even if a contract existed, the company didn’t prove he breached an obligation under the contract. But Discover provided sufficient evidence for the small claims court to find that an agreement existed between Bonecutter and Discover pursuant to which Bonecutter was required to make certain payments to Discover under the terms of the cardmember agreement, and he didn’t make those payments, wrote the judge.

Finally, the appellate court found that Bonecutter’s due process rights weren’t violated. He argued that they were because he didn’t receive proper notice or a fair hearing before an impartial tribunal. He claimed that the court assisted Discover’s attorney “to conduct a kangaroo court” where the attorney tried to wring admissions from Bonecutter and treated the attorney as a court employee and allowed him to engage in ex parte communications.

The record reflects that the trial court provided Bonecutter with numerous opportunities to produce discovery and present defenses before the court. He didn’t show how he was prejudiced by any procedural error with respect to the initial notice of claim or any other alleged due process error, the court found.


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  1. If a class action suit or other manner of retribution is possible, count me in. I have email and voicemail from the man. He colluded with opposing counsel, I am certain. My case was damaged so severely it nearly lost me everything and I am still paying dearly.

  2. There's probably a lot of blame that can be cast around for Indiana Tech's abysmal bar passage rate this last February. The folks who decided that Indiana, a state with roughly 16,000 to 18,000 attorneys, needs a fifth law school need to question the motives that drove their support of this project. Others, who have been "strong supporters" of the law school, should likewise ask themselves why they believe this institution should be supported. Is it because it fills some real need in the state? Or is it, instead, nothing more than a resume builder for those who teach there part-time? And others who make excuses for the students' poor performance, especially those who offer nothing more than conspiracy theories to back up their claims--who are they helping? What evidence do they have to support their posturing? Ultimately, though, like most everything in life, whether one succeeds or fails is entirely within one's own hands. At least one student from Indiana Tech proved this when he/she took and passed the February bar. A second Indiana Tech student proved this when they took the bar in another state and passed. As for the remaining 9 who took the bar and didn't pass (apparently, one of the students successfully appealed his/her original score), it's now up to them (and nobody else) to ensure that they pass on their second attempt. These folks should feel no shame; many currently successful practicing attorneys failed the bar exam on their first try. These same attorneys picked themselves up, dusted themselves off, and got back to the rigorous study needed to ensure they would pass on their second go 'round. This is what the Indiana Tech students who didn't pass the first time need to do. Of course, none of this answers such questions as whether Indiana Tech should be accredited by the ABA, whether the school should keep its doors open, or, most importantly, whether it should have even opened its doors in the first place. Those who promoted the idea of a fifth law school in Indiana need to do a lot of soul-searching regarding their decisions. These same people should never be allowed, again, to have a say about the future of legal education in this state or anywhere else. Indiana already has four law schools. That's probably one more than it really needs. But it's more than enough.

  3. This man Steve Hubbard goes on any online post or forum he can find and tries to push his company. He said court reporters would be obsolete a few years ago, yet here we are. How does he have time to search out every single post about court reporters and even spy in private court reporting forums if his company is so successful???? Dude, get a life. And back to what this post was about, I agree that some national firms cause a huge problem.

  4. rensselaer imdiana is doing same thing to children from the judge to attorney and dfs staff they need to be investigated as well

  5. Sex offenders are victims twice, once when they are molested as kids, and again when they repeat the behavior, you never see money spent on helping them do you. That's why this circle continues