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COA rejects insurer’s new arguments

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An insurance provider was unsuccessful in its attempt to convince the Indiana Court of Appeals to change its mind that the company has a duty to indemnify or defend.

In the rehearing of Peabody Energy Corp., Peabody Coal Co., LLC and Black Beauty Coal Co. v. Richard R. Roark and Beelman Truck Co., and North American Capacity Ins. Co., 14A01-1112-CT-555, the COA affirmed its August 2012 opinion in all regards. The court rejected the insurance provider’s petition on the grounds that North American Capacity Insurance Co. was making arguments in its petition for a rehearing that it did not raise on its appeal.

The suit started when Richard Roark, a truck driver for Beelman, was injured while delivering a load of ash to Peabody’s mine. He filed a compliant against Peabody alleging the company’s negligence caused the injuries to his left foot.

Peabody, which had a Master Performance Agreement with Beelman, demanded coverage from the trucking company’s insurance provider, NAC.

After the trial court granted a summary judgment to NAC, Peabody appealed. The COA reversed the lower court, finding Peabody was an additional insured under the policy because Roark’s injuries were directly related to his work for Beelman.

In the petition for rehearing, NAC asserted that the opinion does not explain whether it had a duty to indemnify or only a duty to defend. Also NAC claimed that an open-ended obligation to indemnify Peabody would be premature because the underlying case against the energy company is still ongoing.

 The COA dismissed those arguments.

“Although NAC’s appellee’s brief acknowledged the general principle that an insurer’s duty to defend is broader than its duty to indemnify, NAC made no argument distinguishing between its potential obligation to defend and its potential obligation to indemnify Peabody based on the facts of the case or the language of the Policy,” Judge Michael Barnes wrote for the court. “Nor did NAC argue that it would be premature to determine whether it owed a duty to indemnify at this stage in the proceedings.”
 

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  2. Unlike the federal judge who refused to protect me, the Virginia State Bar gave me a hearing. After the hearing, the Virginia State Bar refused to discipline me. VSB said that attacking me with the court ADA coordinator had, " all the grace and charm of a drive-by shooting." One does wonder why the VSB was able to have a hearing and come to that conclusion, but the federal judge in Indiana slammed the door of the courthouse in my face.

  3. I agree. My husband has almost the exact same situation. Age states and all.

  4. Thanks Jim. We surprised ourselves with the first album, so we did a second one. We are releasing it 6/30/17 at the HiFi. The reviews so far are amazing! www.itsjustcraig.com Skope Mag: It’s Just Craig offers a warm intimacy with the tender folk of “Dark Corners”. Rather lovely in execution, It’s Just Craig opts for a full, rich sound. Quite ornate instrumentally, the songs unfurl with such grace and style. Everything about the album feels real and fully lived. By far the highlight of the album are the soft smooth reassuring vocals whose highly articulate lyrics have a dreamy quality to them. Stories emerge out of these small snapshots of reflective moments.... A wide variety of styles are utilized, with folk anchoring it but allowing for chamber pop, soundtrack work, and found electronics filtering their way into the mix. Without a word, It’s Just Craig sets the tone of the album with the warble of “Intro”. From there things get truly started with the hush of “Go”. Building up into a great structure, “Go” has a kindness to it. Organs glisten in the distance on the fragile textures of “Alone” whose light melody adds to the song’s gorgeousness. A wonderful bloom of color defines the spaciousness of “Captain”. Infectious grooves take hold on the otherworldly origins of “Goodnight” with precise drum work giving the song a jazzy feeling. Hazy to its very core is the tragedy of “Leaving Now”. By far the highlight of the album comes with the closing impassioned “Thirty-Nine” where many layers of sound work together possessing a poetic quality.

  5. Andrew, if what you report is true, then it certainly is newsworthy. If what you report is false, then it certainly is newsworthy. Any journalists reading along??? And that same Coordinator blew me up real good as well, even destroying evidence to get the ordered wetwork done. There is a story here, if any have the moxie to go for it. Search ADA here for just some of my experiences with the court's junk yard dog. https://www.scribd.com/document/299040062/Brown-ind-Bar-memo-Pet-cert Yep, drive by shootings. The lawyers of the Old Dominion got that right. Career executions lacking any real semblance of due process. It is the ISC way ... under the bad shepard's leadership ... and a compliant, silent, boot-licking fifth estate.

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