Uriah Steffen, et al, v. Alfa Vision Insurance Corp. - 8/25/14

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Monday  August 25, 2014 
1:30 PM  EST

1:30 p.m. 67A05-1312-CC-617. Uriah Steffen and Travis Shoulders appeal the trial court’s entry of summary judgment for Alfa Vision Insurance Corporation (“Alfa”) on Alfa’s cross-claim against Shoulders and third-party complaint against Steffen for declaratory judgment. Steffen and Shoulders raise two issues for our review, namely: (1) whether Indiana Code Section 27-7-6-5 requires an insurance company to wait to give a notice of cancellation of an automobile insurance policy for nonpayment of premium until after the insured in fact fails to pay the premium; and (2) whether Alfa either waived its right to deny coverage or is estopped from denying coverage either because it had previously reinstated the insured’s policy after late payments were made or because Alfa had accepted those late payments in full and without any credit or refund to the insured.

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