Dreaming of home ownership

April 21, 2010
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This post was written by IL reporter Rebecca Berfanger

Minutes after I turned in Tuesday's IL Daily story about a new initiative by the Indiana Supreme Court and the Indiana Foreclosure Prevention Network, I got an e-mail from the Indianapolis Neighborhood Housing Partnership about 'Reclaiming the American Dream,' a documentary set to air on the Indianapolis PBS affiliate WFYI at 7:30 p.m. Thursday.

The documentary will include national and local experts' opinions on mortgage foreclosures, how the ideal of owning a home has changed over the years, and will also follow people in Indianapolis and Detroit as they strive to achieve the American dream of homeownership.

Lilly Endowment Inc. funded the project, which is a partnership between WFYI and INHP. The documentary was produced by filmmaker Kim Hood Jacobs.

Not having seen the documentary, I plan to tune in Thursday night. I'm hoping it'll include some glint of happy news, as I've been following mortgage foreclosures for Indiana Lawyer for a while now ' including how other news sources have been covering it ' and most of the news so far has been grim.

Even when I hear news reports explaining foreclosure numbers are decreasing slightly, or at least compared to the same time a year ago, I immediately start to wonder whether those numbers really mean anything as I continue to hear of friends of friends and relatives who have lost their homes in recent months. In working on a story for the April 28 edition, I'm also learning that Indiana's numbers are staying strong or slightly increasing ' and that Indiana is 11th in the country for foreclosures.

I also look forward to the documentary for personal reasons; last summer, I was able to buy my first house with the help of INHP's staff and free community programs. Like others who work with them, the organization will look over financial statements and credit reports, and will give potential homeowners different loan options if INHP thinks a potential buyer is qualified. And if they're not a good candidate for a loan, INHP offers classes and other resources to help people learn what they can do to become more financially stable and raise their credit scores.

So will you watch? Do you think we'll eventually see a decrease in foreclosures in Indiana any time soon?

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  • It\'s a complicated issue and I would guess we all know someone in that mess for the right and wrong reasons. Did someone buy a home that was out of their league and unrealistic about their ability to pay. I\'m not talking about the uninformed; I\'m thinking about those living a fake lifestyle on borrowed money. I will try to tape the documentary and see if sheds any light on the matter.

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  1. Indianapolis employers harassment among minorities AFRICAN Americans needs to be discussed the metro Indianapolis area is horrible when it comes to harassing African American employees especially in the local healthcare facilities. Racially profiling in the workplace is an major issue. Please make it better because I'm many civil rights leaders would come here and justify that Indiana is a state the WORKS only applies to Caucasian Americans especially in Hamilton county. Indiana targets African Americans in the workplace so when governor pence is trying to convince people to vote for him this would be awesome publicity for the Presidency Elections.

  2. Wishing Mary Willis only God's best, and superhuman strength, as she attempts to right a ship that too often strays far off course. May she never suffer this personal affect, as some do who attempt to change a broken system: https://www.youtube.com/watch?v=QojajMsd2nE

  3. Indiana's seatbelt law is not punishable as a crime. It is an infraction. Apparently some of our Circuit judges have deemed settled law inapplicable if it fails to fit their litmus test of political correctness. Extrapolating to redefine terms of behavior in a violation of immigration law to the entire body of criminal law leaves a smorgasbord of opportunity for judicial mischief.

  4. I wonder if $10 diversions for failure to wear seat belts are considered moral turpitude in federal immigration law like they are under Indiana law? Anyone know?

  5. What a fine article, thank you! I can testify firsthand and by detailed legal reports (at end of this note) as to the dire consequences of rejecting this truth from the fine article above: "The inclusion and expansion of this right [to jury] in Indiana’s Constitution is a clear reflection of our state’s intention to emphasize the importance of every Hoosier’s right to make their case in front of a jury of their peers." Over $20? Every Hoosier? Well then how about when your very vocation is on the line? How about instead of a jury of peers, one faces a bevy of political appointees, mini-czars, who care less about due process of the law than the real czars did? Instead of trial by jury, trial by ideological ordeal run by Orwellian agents? Well that is built into more than a few administrative law committees of the Ind S.Ct., and it is now being weaponized, as is revealed in articles posted at this ezine, to root out post moderns heresies like refusal to stand and pledge allegiance to all things politically correct. My career was burned at the stake for not so saluting, but I think I was just one of the early logs. Due, at least in part, to the removal of the jury from bar admission and bar discipline cases, many more fires will soon be lit. Perhaps one awaits you, dear heretic? Oh, at that Ind. article 12 plank about a remedy at law for every damage done ... ah, well, the founders evidently meant only for those damages done not by the government itself, rabid statists that they were. (Yes, that was sarcasm.) My written reports available here: Denied petition for cert (this time around): http://tinyurl.com/zdmawmw Denied petition for cert (from the 2009 denial and five year banishment): http://tinyurl.com/zcypybh Related, not written by me: Amicus brief: http://tinyurl.com/hvh7qgp

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