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Injured man who sued estate can only recover insurance policy limits

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A man who was injured in an auto accident with a woman who died the following year cannot recover any funds from her estate, the Indiana Court of Appeals ruled. But the trial court didn’t err in denying the estate’s motion to amend the jury award, because it is a valid judgment despite that the man can only recover funds available under the policy limits of the woman’s insurance policy.

Paige Winn and Michael Davis were in a car accident on Oct. 12, 2007. Winn died June 8, 2008, from causes unrelated to the accident. Davis asked for an estate to be opened and then filed a complaint on Sept. 25, 2009, claiming Winn negligently operated her car. He sought to recover for personal injuries and lost wages.

A jury awarded Davis $60,000, which the trial court entered into judgment. The estate sought to correct the judgment to say that Davis could not collect from the estate because he didn’t timely file his claim and that the recovery was limited under the amount available through Winn’s insurance liability policy. The trial court denied the estate’s motion.

The Court of Appeals found Davis’ claim against the estate was not timely filed within nine months of Winn’s death, as outlined in I.C. 29-1-14-1, so he cannot recover any money from the estate.

“However, pursuant to the clear language of Indiana Code section 29-1-14-1(f) and the Indiana Supreme Court’s holding in (Indiana Farmers Mutual Insurance Co. v. Richie, 707 N.E.2d 992 (Ind. 1999)), Davis may recover the funds available under the limits of Winn’s insurance liability policy from Winn’s insurance carrier,” Judge Cale Bradford wrote in John M. Mayer, Jr., as Special Administrator of the Estate of Paige R. Winn, Deceased v. Michael. W. Davis, 22A01-1212-CT-570.  

The appeals court declined to conclude that the trial court abused its discretion in denying the motion to amend the judgment because the judgment is valid despite the fact that any portion of the judgment in excess of Winn’s insurance liability policy limits can’t be recovered from the estate.

“The Estate has pointed to no authority suggesting that a judgment is void merely because it is unenforceable, and we find none,” he wrote.

 

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  1. Im very happy for you, getting ready to go down that dirt road myself, and im praying for the same outcome, because it IS sometimes in the childs best interest to have visitation with grandparents. Thanks for sharing, needed to hear some positive posts for once.

  2. Been there 4 months with 1 paycheck what can i do

  3. our hoa has not communicated any thing that takes place in their "executive meetings" not executive session. They make decisions in these meetings, do not have an agenda, do not notify association memebers and do not keep general meetings minutes. They do not communicate info of any kind to the member, except annual meeting, nobody attends or votes because they think the board is self serving. They keep a deposit fee from club house rental for inspection after someone uses it, there is no inspection I know becausee I rented it, they did not disclose to members that board memebers would be keeping this money, I know it is only 10 dollars but still it is not their money, they hire from within the board for paid positions, no advertising and no request for bids from anyone else, I atteended last annual meeting, went into executive session to elect officers in that session the president brought up the motion to give the secretary a raise of course they all agreed they hired her in, then the minutes stated that a diffeerent board member motioned to give this raise. This board is very clickish and has done things anyway they pleased for over 5 years, what recourse to members have to make changes in the boards conduct

  4. Where may I find an attorney working Pro Bono? Many issues with divorce, my Disability, distribution of IRA's, property, money's and pressured into agreement by my attorney. Leaving me far less than 5% of all after 15 years of marriage. No money to appeal, disabled living on disability income. Attorney's decision brought forward to judge, no evidence ever to finalize divorce. Just 2 weeks ago. Please help.

  5. For the record no one could answer the equal protection / substantive due process challenge I issued in the first post below. The lawless and accountable only to power bureaucrats never did either. All who interface with the Indiana law examiners or JLAP be warned.

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