Indiana Attorney General Greg Zoeller has filed a complaint against a for-profit Florida foreclosure consultant company that Zoeller claims operated illegally in 15 Indiana counties and failed to provide refunds to customers after services were not provided.
Named as defendants in the suit are Legal Home Loan Solutions, Federal Home Loan Solutions, Matevia Law Firm, and Thomas C. Matevia, the lawyer who owns all three companies. Zoeller filed the suit Aug. 10 in Hendricks County Court.
Legal Home Loan Solutions violated Indiana's consumer protection laws when it collected thousands of dollars from Indiana homeowners before performing any services, according to the lawsuit.
Indiana law requires credit service organizations and foreclosure consultants to register a $25,000 surety bond with the attorney general's office prior to performing any services as a foreclosure consultant, including collecting money in advance. The bond acts as an insurance policy for consumers in the event the company fails to perform the services and does not provide a refund.
The company also allegedly committed other violations of the Credit Services Organization Act, the Mortgage Rescue Protection Act and Deceptive Consumer Sales Act, by failing to provide the homeowner with notice of various legal rights or of the availability of nonprofit credit counseling, among other things.
The lawsuit lists victims located in Allen, Cass, Clark, Elkhart, Floyd, Grant, Hamilton, Hendricks, Lake, Marion, Monroe, Porter, Steuben, St. Joseph, and Tippecanoe counties.