Opinions Oct. 8, 2020
Indiana Supreme Court
Steven Glover, As Personal Representative of the Estate of Shelina M. Glover v. Allstate Property and Casualty Insurance Company
20S-CT-23
Civil tort. Vacates the Marion Superior court’s judgment and remands with instructions to grant the estate of Shelina Glover Robinson’s cross-motion for summary judgment. Holds that Shelina was an “insured person” under the policy and qualified as a “resident relative” because she lived with her parents, and her parents did not need to notify Allstate of her status because she was not an “operator” living within their household. Also finds that the policy’s anti-stacking provision does not limit an insured’s ability to recover under multiple UIM policies and that the policy’s offset provision reduces only the payments made on behalf of those persons directly liable for the injury.