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U.S. Court of Appeals for the Seventh Circuit
Crothersville Lighthouse Tabernacle Church, Incorporated v. Church Mutual Insurance Company, S.I.
No. 22-1082
Civil. Appeal from the United States District Court for the Southern District of Indiana, New Albany Division, Judge Tanya Walton Pratt. Circuit Judge Sykes writes that the court affirms the district court’s entry of summary judgment for Church Mutual Insurance Company in this insurance dispute over replacement-cost benefits following a fire at the Lighthouse Tabernacle Church. Holds that Lighthouse Tabernacle waived its argument that it was relieved of its contractual obligation to repair or replace the damaged property as a condition to receiving additional replacement-cost payments by failing to raise that argument in response to the summary-judgment motion, and that forfeited arguments in civil cases rarely warrant plain-error review absent extraordinary circumstances. Concludes that because the church chose which arguments to present and did not raise its new legal theory on appeal in a timely manner — which was based on state appellate precedent — it cannot now obtain relief under civil plain-error doctrine, and that the judgment for Church Mutual must be affirmed. Brennan, C.J., and Hamilton, J., concur. Appellant’s attorney: Jason M. Smith. Appellee’s attorneys: Todd D. Small, John B. Drummy.
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