Articles

Ruesch: Insurance industry responses to 2020 and future trends

As the workforce continues to adapt to and accept this “new normal,” the insurance industry is also adjusting and evolving and introducing new methods of doing business that will impact in-house and outside practitioners alike. Here are some 2021 industry trends that we will likely see.

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Evolving law addresses coverage after hack

In what one justice described as an “emerging area of law,” the Indiana Supreme Court recently issued an opinion that insurance lawyers say provides, for the first time, concrete guidance in Indiana on how far computer fraud insurance can extend against hacks.

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Plews and Gotwald: Contra proferentem — A bedrock of insurance coverage law

For more than 100 years, the principle that if a policy term is ambiguous it is construed against the insurer and in favor of the policyholder and coverage — known as “contra proferentem”—has been a foundation of Indiana’s insurance-coverage jurisprudence. The reasons supporting this rule are still as strong as ever.

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Jones: The ‘torrent’ that wasn’t: COVID-19 coverage cases

It’s been a little over a year since I first heard the term “COVID-19.” Back then, like many others, I thought Indiana would see a large number of suits attempting to force insurers to cover the myriad losses that resulted from the pandemic and its associated shutdowns. While there were some significant matters filed last year, to date, no Indiana state or federal case regarding COVID-19 insurance coverage has reached a decision on the merits.

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